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About Smart Insurance
Premium Calculator

Based on the criteria you select, the Insurance Premium Calculator helps you calculate and compare premium rates for different funds. Generate results by selecting the insurance type, cost structure, worker type, age, gender or smoking status and refine your search criteria in the results page.

Find out what's offered and export, print, or graph the results.

The evaluation can be used for internal review and research purposes or to facilitate negotiations.

 
Conditions Comparator

How do you compare against other fund offerings?

The Conditions Comparator returns eligibility parameters based on the employee and cover type and helps you compare the different insurance terms and conditions offered by funds.

You can search by either the automatic acceptance levels or by the terms and conditions available.

By selecting a fund name from your search results you can access an Insurance Overview. The overview provides details of the conditions that apply for each insurance and employee type, such as:

  • Eligibility
  • Min/max ages
  • Min hours per week
  • Max benefit
  • Suicide Exclusions
  • Income Protection waiting days
  • Income Protection exclusions